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Obamacare Survives Again

Obamacare Survives Third Supreme Court Challenge

The United States Supreme Court rejected efforts by individuals and states working to strike down the Affordable Care Act (ACA), also known as, Obamacare. The ACA continues to be the law of the land because of the 7-2 opinion by the Supreme Court.

Missourians can Take a Breath

Millions of Americans and in particular, thousands of Missourians can take a breath because of yesterday’s ruling. At the same time, the victory assures access to quality and affordable healthcare and health insurance for patients and families.

How Does the Affordable Care Act Impact Me?

 Americans can no longer be discriminated against due to pre-existing conditions like cancer, asthma, diabetes, or heart disease. Also, thanks to the ACA, millions have access to preventive healthcare at no cost. In particular, this includes annual check-ups, immunizations, flu shots, as well as certain tests and screenings. In addition, Medicare prescription drug coverage is more affordable because of the reduction of gaps in coverage. Furthermore, states have expanded Medicaid, including Missouri voter’s electing to expand Medicaid.

Signing Up for the Affordable Care Act

 Anyone who needs health insurance at this time qualifies for a special enrollment period due to COVID-19. As a result, you can enroll or change a Marketplace plan at healthcare.gov through August 15, 2021. Further, individuals will NOT need to provide documentation to qualify.

How Much are Marketplace Plans?

 The American Rescue Plan Act of 2021 lowers the cost of insurance plans through the Marketplace. More people can qualify for tax credits that lower the cost of health coverage. In fact, if you are already enrolled in a marketplace plan you will qualify for more tax credits. Four out of five customers can find a plan for $10 or less per month.

How can I Submit an Application?

 Fill out and submit your application on HealthCare.gov (or CuidadoDeSalud.gov for Spanish speakers) by August 15, 2021. Then you have 30 days to enroll in a plan. Coverage starts the first day of the month after you enroll. For example, if you enroll any time in June, your coverage starts July 1.

Who can I ask for Help?

If you need assistance applying for a plan through the Affordable Care Act you can call our Certified Application Counselor for more information at (816) 271-8214 or visit us online at https://www.nwhealth-services.org/insurance-counselors/.

Thanks for reading,

Cam Corbet is the Marketing and Communications Manager for Northwest Health Services and works with healthcare professionals to provide education on important health issues.